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PNB Housing Finance Limited
PNB Housing Finance Limited (PNBHFL) is a 26 years old public sector housing finance company (HFC), headquartered in New Delhi with branches in major cities across India. The company is a subsidiary of Punjab National Bank and is registered with state owned bank and regulation authority of India - National Housing Bank (NHB).〔(【引用サイトリンク】url=http://www.nhb.org.in/Regulation/List-granted-Certificate-Registration.pdf )〕 The company provides housing loans & Loan against Property as a part of its product portfolio and also holds the license to accept public deposits.
Company’s deposit programme is rated CRISIL〔(【引用サイトリンク】url=http://www.crisil.com/ratings/company_fact_sheet.jsp?ID=PNBHFLT )〕 FAAA with Stable outlook, CRISIL AA+ with Stable outlook for bank borrowings, CRISIL AA+, CARE AAA and ICRA〔(【引用サイトリンク】url=http://www.icra.in/Files/Reports/Rationale/PNB%20Housing%20Finance_r_31122013.pdf )〕 AA+ for non-convertible debentures (NCDs) and CRISIL A1+ for commercial papers
==Company History==
PNB Housing Finance was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988 as a wholly owned subsidiary of Punjab National Bank (PNB). On December 9, 2009 PNB entered into a strategic partnership with Destimoney Enterprises Private Limited (DEPL)〔(【引用サイトリンク】url=http://archive.financialexpress.com/news/PNB-sells-26-in-housing-finance-arm-to-Destimoney/552124 )〕 and sold its 26% stake to DEPL. DEPL which held 49% shares in the company until February 2015 sold its entire shareholding to Quality Investments Holdings, which is owned by Carlyle Group, a global investment firm. The remaining 51% is owned by the parent bank i.e. Punjab National Bank
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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